Many families will be travelling this holiday season. Some will be jetting off to warmer climates, while others will be visiting family in different provinces. Regardless of where you might be heading, it’s important to be prepared and protected. Here are some simple questions you should ask yourself before you head out the door:
1. Is everyone’s passport up to date? For those travelling internationally, Canadian passports are valid for either five or 10 years. Everyone in your family, including children and newborns need a passport or travel document, so be sure to check everyone’s as soon as possible. Processing times are longer during the holiday season.
2. Do you have the right vaccinations and medical records? Depending on your destination, you may need a vaccination, not just for entry but to ensure that you will be safe and protected when there.
3. Do you have the right insurance protection? Don’t assume that coverage is provided through your employer or credit card. Insurance broker, Western Financial Group recommends that you talk your broker before your trip because he/she can ensure that your policy meets your unique travel plans.
4. Are you protected no matter what you do? Even if you have very comprehensive coverage, it may not protect you for all you plan to do. For example, special coverage is required for extreme activities such as parasailing.
5. How long can you be away? You’re only covered for so long, so if you plan on being away for an extended period, make sure your coverage doesn’t lapse before your planned return.
Are you getting away this holiday season, either to another province or maybe a sunny destination? Or, if you’ve traveled in the past, have you considered these questions before going?
For more information on travel insurance, visit www.westernfinancialgroup.ca